CNBC: Santander Books $216M in AI Value as Novartis, StanChart and Carlsberg Flag First Tangible AI P&L Impact

CNBC reports that AI returns are starting to land in Q3 earnings outside Big Tech: Santander booked EUR 194M (~$216M) in AI-driven business value over the first nine months of 2026, Novartis's CEO called it 'the first quarter I've really seen AI start to improve actually our P&L on a tangible basis,' and Standard Chartered and Carlsberg each cited AI-linked operating gains. Meta posted 26% revenue growth tied to AI ad lift and Google Cloud revenue more than doubled to about $31B.